Mortgages offer many options for homeowners, with varying interest rates, amortization, fees, and monthly payment amounts. You need to find the mortgage that works best for your unique situation, whether your goal is a lower payment, lower interest rate, or paying the loan off as soon as possible.
Continue reading “How Long is a Standard Home Mortgage?”How to Build a Real Estate Portfolio
A real estate portfolio is the collection of your tangible assets or a document that comprehensively details all of your real investment assets, both past and present. Think of it as a resume for your real estate investment history. The portfolio can consist of Real Estate Investment Trusts, flipped homes, and rental properties. A portfolio isn’t a legal term, just a concept, so you can reference it as you see fit.
Continue reading “How to Build a Real Estate Portfolio”Investing in Senior Housing
As Baby Boomers approach retirement, the demand for senior housing will continue to increase. While real estate has traditionally been a solid investment, housing for retirees and senior citizens is bound to experience a rapid increase in demand. Investment property may be purchased by individuals or through groups who pool their resources. Financing for investment properties is tighter and is one of many factors to consider before pursuing an investment in senior housing properties.
Continue reading “Investing in Senior Housing”Investing in Section 8 Housing
Real estate investing is relatively easy and increasingly popular as a way to diversify your portfolio. Several types of real estate investment opportunities allow you to decide how involved you want to be in your investment, from commercial real estate to multi-family units and everything in between. One option to consider is investing in Section 8 housing, especially as the demand for low-cost housing is growing.
Continue reading “Investing in Section 8 Housing”The Role of Alternative Investments as an Inflation Hedge
While encouraging news on the economic recovery from the pandemic is obviously a good sign, it is, unfortunately, being accompanied by increasing inflation. The lifting of pandemic restrictions and the return to business as normal, combined with federal stimulus packages, have fueled the economy. So far, so good. However, the downside of this growth is rising inflation. Prices on a wide range of goods are rapidly increasing – in addition to house prices and fuel costs – making the cost of living notably higher for most Americans. This surge in prices results from issues with supply chains, leading to shortages of essential goods, as well as labor shortages as a result of pandemic-related changes in the employment dynamic. As such, the current surge may be temporary – or it may not. Investors wishing to protect their portfolios must look at alternatives to find inflation-proof investments.
Continue reading “The Role of Alternative Investments as an Inflation Hedge”Multi-Family Mortgage Loan Requirements
If you’re thinking about investing in real estate, one of the options is multi-family homes. These properties provide you with monthly rent payments from more than one rental unit without the need to maintain multiple properties. Before you start looking for a property to purchase, you need to know the multi-family mortgage loan requirements.
Continue reading “Multi-Family Mortgage Loan Requirements”