If you’re in need of hard money loans in Jacksonville, Florida, Titan Funding is your go-to solution. We specialize in providing swift and flexible financing options tailored to real estate investors in Jacksonville.

Situated in the vibrant northeastern corner of Florida, Jacksonville offers a thriving real estate market ripe with investment opportunities. Whether you’re interested in fix-and-flip properties, rental investments, or commercial real estate endeavors, Titan Funding stands ready to assist you in securing the financing necessary to realize your investment goals.

Our hard money loans in Jacksonville are designed for speed and efficiency, enabling you to capitalize on investment opportunities without the typical delays associated with conventional financing. Recognizing the dynamic and competitive nature of Jacksonville’s market, we offer rapid approval and funding processes to help you move quickly on your investment ventures.

Here’s what you can expect with Titan Funding:

  1. Quick Approval: Understanding the urgency of real estate investments, we prioritize rapid approval for our hard money loans in Jacksonville, allowing you to act promptly on opportunities as they arise.
  2. Flexible Terms: Recognizing that each investment project is unique, we provide flexible loan terms tailored to your specific needs and objectives. Whether you require short-term financing for a fix-and-flip project or long-term funding for a rental property, we offer customized solutions to suit your preferences.
  3. Competitive Rates: Our hard money loans in Jacksonville come with competitive interest rates, ensuring that you can maximize your returns on investment. We believe in transparent pricing and provide clarity regarding our loan terms throughout the process.
  4. Dedicated Support: Committed to delivering exceptional customer service, our team of experienced professionals is available to guide you through the loan process and address any questions or concerns you may have.


Whether you’re a seasoned real estate investor or new to the game, Titan Funding is your trusted hard money lender for achieving investment success in Jacksonville, Florida. Reach out to us today to explore our hard money loan options and embark on your next investment venture with confidence.


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How do hard money loans differ from traditional loans?

Unlike traditional loans, hard money loans are asset-based, primarily backed by real estate. They are issued by private lenders instead of banks and offer a consistent, often fixed, interest rate. This means the borrower’s credit score isn’t the primary consideration, but the value of the underlying asset is.

Why might someone choose a hard money loan over other financing options?

Hard money loans are known for their quick approval and disbursement process. They are ideal for those who need swift financing, such as house-flippers or those looking to renovate properties. Additionally, they cater to individuals who might have difficulty proving income or have a lower credit score, as the loan is secured against a tangible asset.

What criteria does Titan Funding use to evaluate hard money loan applications?

Titan Funding primarily looks at the equity of the borrower, ensuring it stays under their 60% loan-to-value ratio. This ratio is calculated by dividing the loan amount by the current appraised value of the property used to secure the loan. The entire loan processing and underwriting process is swift, often completed within 48 hours.

Are there any potential challenges or drawbacks with hard money loans?

Yes, the primary challenge with hard money loans is their higher interest rates, which can range between 10% to 15%. This is due to the short term of the loan. Additionally, there might be points ranging from 2% to 5% of the loan amount. It’s essential to evaluate the project’s potential return on investment against these costs.

Why invest in our private lending group?

Investing through private lending in Jacksonville’s real estate market offers the potential for higher returns compared to traditional investment avenues. The city’s dynamic real estate market, known for its steady growth and diverse property types, provides a fertile ground for investments that can yield significant returns. As a private lender, you benefit from the interest on loans, which can be more lucrative than other forms of investment.