What is a First Lien?

Buying a home can feel overwhelming. Not only is it one of the most expensive purchases you’re likely to make, but the process can often be full of terms you don’t understand. One of these terms is “first lien.” What is a first lien, and how do you know if you need one? This article demystifies the home buying process by explaining what a first lien is, why you’d want one, and how to get one.

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