Private Money Borrowers & Lenders Blog

Bank Failures and Ramifications for the Banking Industry and Investors

tiny objects on a blue background - a safe, money, stairs

News of the failing banks: Credit Suisse, Silicon Valley Bank (SVB), plus First Republic and Signature Bank, has sent shockwaves around the globe. With the closure – and now bankruptcy – of SVB being touted as “the biggest failure of a US bank since the global financial crisis”, the collapse of three US banks plus global banking giant Credit Suisse – all in little over one week – have justifiably shocked the banking and financial sectors. What suddenly happened to cause these banks to fail so dramatically? What’s next for the banking sector? And, for those investors who moved quickly to withdraw deposits or sell their shares before it was too late, the big question is: where can they safely invest their capital now?

There are three main questions to answer: What happened, and why? What effect are these failures having on our trust in the banking sector? What alternatives are there for investors now?

Why Private Mortgage Lending Could Be a Better Way to Invest in Real Estate

a person holding a small toy house in their hand

Could becoming a private money lender be the most advantageous way to invest in real estate? Many people rightly see both residential and commercial real estate as a tried and trusted investment vehicle. Appreciation tends to assure capital gains and mortgages become cheaper, in real terms, over time. This is because inflation increases rental income while mortgage payments remain approximately the same. Meanwhile, investment properties offer a predictable and reliable ROI – so far, so good.

Hard Money Loans vs Private Money: What’s the Difference?

man and woman in professional attire sitting at a table together and high-fiving

If you’re looking to get a loan but traditional means have rejected you, there are alternative options. You can purchase and invest in larger items, like a home or vehicle, without an impressive credit history or other typical requirements for loan approvals. These alternate choices are hard money and private money loans. Our team at Titan Funding wants to help you understand hard money versus private money loans by defining each, the advantages and disadvantages, and the considerations for choosing the right one.

Our Favorite Furniture Stores in Boca Raton, FL

furniture for sale in a furniture store in Florida

Have you recently relocated to the Boca Raton area and are looking to furnish your new home? Maybe you just moved and need to spruce up your current interior decor. Or perhaps you just need the perfect shelf to complete your freshly reorganized space. No matter your furniture needs, Titan Funding is here to help. Below, we’ve compiled a list of our favorite furniture stores in Boca Raton to show you where you can find the right piece for your space.

Reasons to Pick a Hard Money Lender Over a Bank When Financing a New Home Build

A new home under construction with the sky in the background

When you start building a new home, you may consider different ways to fund it. Some people get a loan from a bank or a credit union and make payments on it over a long period of time. Others choose to work with hard money lenders because they offer several benefits that banks and other traditional lenders can’t. Keep reading to learn about the top reasons to pick a hard money lender over a bank when financing a new home build.

How to Avoid Costly Mistakes When Fixing and Flipping a Property

A house undergoing a demolition process during a house flip

Popular TV shows like “Flip or Flop” and “Home Town” make flipping houses look easy. In the space of an episode, the team transforms a tired old property into a home worth much more than their investment. Of course, these reality shows don’t quite reflect the reality of house flipping. Fixing and flipping a property can be a terrific way to invest your money, but only if you avoid costly mistakes.