Fixed-Income Isn’t Fixed Anymore: Why Private Credit Is the New Income Strategy

I. Introduction: Fixed Income in Flux

Private credit is emerging as a compelling alternative to traditional fixed income. For decades, fixed income was the bedrock of portfolio stability. Bonds provided dependable yield, capital preservation, and counterweight to equities. But in today’s high-rate, inflation-sensitive world, that assumption no longer holds. After more than a decade of near-zero interest rates, the shift to higher yields has brought volatility, duration risk, and diminishing real returns to traditional bond portfolios.

The result? Investors are rethinking how to generate stable income—and many are finding the answer in private credit, particularly real estate-backed private debt. Once the domain of institutions and family offices, private credit has gone mainstream, offering superior yield, lower correlation to public markets, and real assets to back investor capital.

Continue reading “Fixed-Income Isn’t Fixed Anymore: Why Private Credit Is the New Income Strategy”

Private Credit vs. Public Markets in 2025: Where Should Investors Be Looking?

As we navigate through 2025, the investment landscape presents a complex interplay of opportunities and challenges. With elevated interest rates, persistent inflation, and evolving monetary policies, investors are reevaluating their portfolios to optimize returns and manage risks. One area garnering significant attention is private credit, which offers compelling alternatives to traditional public market investments.

Navigating Rising Interest Rates: Implications for Real Estate Investing in 2025

As we progress through 2025, the real estate investment landscape is being reshaped by persistent inflation, elevated interest rates, and evolving Federal Reserve policies. Understanding rising interest rates and these dynamics is crucial for investors aiming to make informed decisions in the current economic climate.

(more…)

Why Loan-to-Value (LTV) Matters: Understanding Risk and Reward in Private Real Estate Lending

Why Loan-to-Value (LTV) Matters: Understanding Risk and Reward in Private Real Estate Lending

In the dynamic landscape of private real estate lending, the Loan-to-Value (LTV) ratio stands as a pivotal metric for assessing risk and determining potential rewards. As investors seek opportunities in this sector, understanding the implications of LTV ratios becomes essential for informed decision-making.

Why Accredited Investors Are Turning to Real Estate Note Investments

As global economic uncertainties continue to rise, investors are increasingly turning to alternative assets like real estate note investments for stability and yield. As we step into the second quarter of 2025, a clear pattern has emerged across the financial markets: volatility is back. While equity markets saw renewed optimism earlier this year, the momentum has reversed, pushing many investors to reassess their portfolio strategies. From mounting geopolitical risks to a sharp rise in U.S. Treasury yields and concerns over government spending, the traditional 60/40 portfolio is showing signs of strain. Amid these challenges, real estate note investments have gained traction as a resilient option, offering diversification and consistent cash flow in turbulent times.

At Titan Funding, we believe this environment is not one to fear—but to navigate with discipline. For investors focused on capital preservation and dependable income, we offer a different path: short-duration, real estate note investments backed by tangible property assets, built for performance and resilience even when markets are not.

The Power of Passive Income: How Real Estate Notes Can Generate Monthly Returns for Accredited Investors

In today’s economic landscape, characterized by market volatility and evolving financial regulations, the pursuit of passive income has become increasingly vital for accredited investors seeking stability and consistent returns. Passive income—earnings derived from investments requiring minimal active involvement—offers a pathway to financial independence and wealth preservation. Among the various avenues available, investing in real estate notes stands out as a compelling strategy, providing regular monthly returns without the complexities of direct property ownership.