Pros and Cons of Hard Money Loans for Commercial Real Estate Investments

Investing in commercial real estate is an excellent way to diversify your portfolio, but this type of investing can require more capital upfront than other types of real estate investing. A hard money loan can provide the funds you need to purchase commercial real estate. Before applying for a hard money loan, it’s important to know the pros and cons of using this type of financing for commercial real estate investing. Our experts have compiled this guide to help you understand the advantages and disadvantages of using commercial hard money loans for your investment goals.

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What Are the Most Common Major Problems in New Home Construction?

Developers are building new properties every day, from single-family homes to multi-unit apartment buildings. Investing in new construction can be a lucrative path for real estate investors, as new builds often require less maintenance than older buildings and allow you an opportunity to get in early in up-and-coming areas. If you’re considering investing in a new construction property, learning about what problems to expect could help you prepare yourself and devise solutions to circumvent them. Below are some common sources of trouble in new residential construction.

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Bank Failures and Ramifications for the Banking Industry and Investors

News of the failing banks: Credit Suisse, Silicon Valley Bank (SVB), plus First Republic and Signature Bank, has sent shockwaves around the globe. With the closure – and now bankruptcy – of SVB being touted as “the biggest failure of a US bank since the global financial crisis”, the collapse of three US banks plus global banking giant Credit Suisse – all in little over one week – have justifiably shocked the banking and financial sectors. What suddenly happened to cause these banks to fail so dramatically? What’s next for the banking sector? And, for those investors who moved quickly to withdraw deposits or sell their shares before it was too late, the big question is: where can they safely invest their capital now?

There are three main questions to answer: What happened, and why? What effect are these failures having on our trust in the banking sector? What alternatives are there for investors now?

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Fix and Flip Vocabulary for Beginning Real Estate Investors

Regardless of the industry, it’s important to understand the common terminology or jargon associated with the field. In real estate, there are a lot of terms you need to know that will make it easier to understand what you’re getting into when buying and selling properties. Some new investors start by acquiring fix and flip properties or buying homes in distress, fixing them up, and then selling them for a profit. If you’re interested in the fix and flip aspect of real estate investing, take a look at this vocabulary list to help you better understand the industry.

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Top Tips for Becoming a Real Estate Developer

A real estate or property developer is a professional who purchases real estate property and begins building on it. These individuals can also purchase property that might not be in the best condition and work to renovate it. Then, they can sell it to real estate investors. If this sounds like your preferred career path in the real estate industry, keep reading to learn how to become one.

Our team at Titan Funding has compiled a list of our top tips for becoming a real estate developer that you can use to help get you started with your new career.

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Significant Generational Differences Exist Among High-Net-Worth Investors Regarding Alternative Asset Classes

A recent Bank of America private bank study shows significant trends among 21- to 42-year-old high-net-worth investors compared with those aged 43 or older, particularly in their approach to alternative investments. Eighty percent of younger investors are turning to alternatives rather than traditional asset classes. This would seem to raise three main questions:

  1. Is the younger generation on the right track, and should older investors therefore be following their example?
  2. What is the rationale behind this trend?
  3. What type of alternatives are the millennial generation choosing – and why?
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