How Long is a Standard Home Mortgage?

Mortgages offer many options for homeowners, with varying interest rates, amortization, fees, and monthly payment amounts. You need to find the mortgage that works best for your unique situation, whether your goal is a lower payment, lower interest rate, or paying the loan off as soon as possible.

Continue reading “How Long is a Standard Home Mortgage?”

What Is a Portfolio Loan?

Typically, a lender originates a mortgage and then turns around and sells it on the secondary mortgage market. Conversely, a portfolio loan is when a lender originates the loan intending to keep it rather than sell it. There is a set of standards and requirements that must be met to sell on the secondary market. The originator who intends to offload the mortgage must abide by these general requirements and standards. If they intend to keep it as a portfolio loan, they can set the terms to whatever they wish, often in a manner favorable to the borrower.

Continue reading “What Is a Portfolio Loan?”

Top 5 Restaurants for Date Nights in Boca Raton

Looking for a restaurant for a date night in Boca Raton? Whether you want something upscale and romantic or a casual place where you can sit back and relax while you get to know each other over some delicious food, you can find it in this Palm Beach County city. Take a look at the top restaurants for a date night in Boca Raton.

Continue reading “Top 5 Restaurants for Date Nights in Boca Raton”

Top 6 Outdoor Dining Spots in Boca Raton

The climate in Boca Raton is great for outdoor dining any time of the year. Even the coldest month of the year has an average low of 61 degrees and an average high of 75. When you want to soak up the Floridian sun and fresh warm air, you can’t go wrong with a meal al fresco. These restaurants are always ready to please with their attractive porches, patios, and outdoor dining features. Whether you’re looking for a fantastic brunch or a gourmet dinner, there’s something on our list to suit your needs.

Continue reading “Top 6 Outdoor Dining Spots in Boca Raton”

3 Great Places to Take Your Dog in Boca Raton

No matter where you live, if you are a dog lover, there is nothing that will stop you from finding the best spots to take your four-legged friend and enjoy snacks, drinks, and fun. Here in Boca Raton, the little city of quiet charm, there are endless possibilities for you to enjoy time with your canine companion. Whether you are a Boca Raton local or are just stopping for a visit, knowing the best places to go while with your dog can make your day more enjoyable. Read on for our list of pet-friendly places in Boca Raton, Florida.

Continue reading “3 Great Places to Take Your Dog in Boca Raton”