An SEP IRA Investment Options May Offer the Perfect Retirement Planning Solution for Many Small-Business Owners

What is an SEP IRA?

The SEP part stands for Simplified Employee Pension (IRA, of course, is Individual Retirement Account.) Simplified is always good, right? Well, it is fairly simplified, anyway; there are a few limits and restrictions to be aware of but generally it’s a straightforward idea. A simplified employee pension (SEP) IRA is a retirement savings plan established by employers, including self-employed people and sole proprietors, for the benefit of themselves and any eligible employees. [1] In fact, an SEP IRA may be particularly applicable for small-business owners and other self-employed individuals.

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