Family Office Investments: Why Debt Funds Are a Desirable Option for Family Offices

Family offices – wealth management firms catering to ultra-high-net-worth individuals and families – should find real estate debt funds to be an attractive way to increase diversity in their clients’ portfolios. Despite catering initially to niche markets, such as commercial real estate, private real estate lending has blossomed rapidly as an alternative investment in recent years, and looks poised to be a very desirable investment vehicle for high-net-worth investors.

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What Is Asset-Based Lending?

Asset-based lending, also called asset-based financing, is a type of financing that’s secured by collateral. Many businesses use loans from asset-based lending companies that are designed to work as revolving lines of credit. This lets organizations cover expenses or investments as needed by borrowing from their assets on an ongoing basis.

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What is the Interest Rate on a Hard Money Loan?

Generally considered a higher risk type of loan, a hard money loan can be used to purchase or refinance a property for both individuals and corporations. With considerable differences from a traditional style loan, a hard money loan is an excellent option for those looking to sell and recoup their investment money fast.

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What is LTV in Real Estate? Understanding Loan to Value Ratio

FHA, APR, DTI, PMI, FICO, and LTV are just a few of the acronyms you’ll see in the mortgage and banking world, but what do they mean? Whether you are a borrower or a lender, you should know what all these stand for, and more importantly, how they impact your loan. 

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What is a Construction Loan & How Do They Work

Whether you are looking at commercial properties or trying to build your dream home, a construction loan is a great way to finance your project. Learning what a construction loan is, how it works, the types of loans you could get, and the requirements for obtaining one can help you decide what the right option is for you. Continue reading “What is a Construction Loan & How Do They Work”